Car insurances

RAA Premium Comprehensive

Issued by Allianz. Insure vehicle to market value or agreed value. Your choice of repairer. Available in SA

CHOICE Expert Rating

Rating available to members only
What is the CHOICE Expert Rating?
Good points

Good Points

Member only content

The product's best features and benefits

Bad points

Bad Points

Member only content

Drawbacks or issues you need to know about

CHOICE Tester
Unlock

Unlock our expert review and more

Check Reviews you can trust
Check Easy side-by-side comparison
Check Recommended products at a glance

Recommended products Members only Results for paid members only

Recommended
Members only

Scores Members only Results for paid members only

CHOICE Expert Rating
Members only
Cover score
Members only
Price score
Members only
Claims satisfaction
84%
Customer satisfaction
91%

Description

Insurer
RAA
Policy
Premium Comprehensive
Insurance provider
Allianz South Australia Insurance Limited
About the insurer
Cooling off period
21 days
How your car is valued
Choose agreed value or market value

Cost

Same price to pay monthly
1
ACT price comparison
N/A
NSW price comparison
N/A
NT price comparison
N/A
Queensland price comparison
N/A
SA price comparison
$$$
Tasmania price comparison
N/A
Victoria price comparison
N/A
WA price comparison
N/A

Additional benefits

Cover for personal property
  • Up to $1500
  • Covers personal effects
Cover for child seats
  • Up to replacement cost
  • Covers baby capsules, boosters and child seats
Cover for keys
  • Up to $1000
  • Covers replacement of keys or central locking remote control; and re-coding of locks
  • Available after theft of keys
Cover for trailers and caravans
  • Up to $1500
  • Covers trailers and caravans
Accommodation and transport when far from home
  • Up to $750 overall
  • Covers appropriate ground transport for you, anyone accompanying you, and your vehicle to original destination or your home, or emergency accommodation
  • Available your vehicle is stolen or not drivable after a covered incident
  • Also available if you suffer an unexpected illness or injury which leaves you, and anyone accompanying you, unable to drive your vehicle
  • Must be at least 100km from home
Transport costs
  • Up to $150
  • Covers emergency transport by taxi, rideshare or public transport to your home, or another intended destination, from the scene of incident
Towing after an incident
u0026#149; Covers towing to the nearest repairer or another place approved by insureru003cbru003eu0026#149; Also covers storage until repairs can be undertaken
New car replacement
Covered for total loss within 5 years of purchase
Reduced excess on glass claims
  • $0 excess
  • Covers windscreens, windows and roof glass
Roadside assistance
Sold separately

Car rental

Rental car after theft
  • Covers cost of hiring a similar replacement vehicle
  • Available for up to 21 days
  • Up to $90 per day
Rental car after not-at-fault incident
  • Optional
  • Covers cost of hiring a similar replacement vehicle from repairer or insurer-approved hire car company
  • Available for up to 21 days
  • Up to $90 per day
  • Up to $4000 for hire car excesses
Rental car after any incident
  • Optional
  • Covers cost of hiring a similar replacement vehicle from repairer or insurer-approved hire car company
  • Available for up to 21 days
  • Up to $90 per day
  • Up to $4000 for hire car excesses

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

Looking for user reviews?

We don't offer user reviews anymore. Help us improve this expert review by sharing your feedback in a quick survey.