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World2Cover Domestic

One trip policy. Insurance provider: Tokio Marine

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CHOICE Expert Rating (%)
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Cover score (%)
Members only
Price score
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Cancellation cover score
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Additional expense cover score
Members only
Baggage cover score
Members only

Description

Policy type
One trip
Provider
Tokio Marine

Conditions

Policy age limit
75
Dependant age limit
25

Annual multi-trip

Annual travel duration
N/A

Pre-existing conditions

Pre-existing conditions covered without application
Pre-existing conditions covered on application
Time period for existing conditions
12 months

Pregnancy

Pregnancy
Pregnancy stage covered
26
Childbirth costs

Additional expenses

Additional travel expenses for injury or sickness
$25,000.00
Additional expenses for interrupted travel
$25,000.00
Travel insurance extension for a delayed trip
Additional expenses for a lost passport
Additional expenses for resumption of journey interrupted for a relative
$0.00

Cancellation

Cancellation covered
Cancellation expenses
Cover chosen
Cancellation for frequent flyer points
Cancellation expenses for travel agent fees
$2,000.00
Cancellation for insolvency of a travel services provider
Cancellation for insolvency of a travel agent
Cancellation expenses for redundancy
Cancellation expenses for defence and emergency workers
Cancellation expenses for cancellation of work leave

Covered events

Transport incidents
  • Excludes cancellation and additional expenses for mechanical breakdowns
  • Excludes cancellation expenses for transport accidents
  • Includes additional expenses for transport accidents
Strikes
  • Excludes cancellation expenses for strikes
  • Includes additional expenses for strikes
Mental health
Yes (includes claims for mental health conditions experienced for the first time on the trip)
COVID-19
  • Includes additional expenses if the policy holder contracts COVID-19
  • Cancellation expenses up to $3500 if the policy holder or a close relative contracts COVID-19
  • Excludes cancellation expenses if a close relative contracts COVID-19
Pandemic
No (excludes claims for pandemics other than COVID-19)
Natural disaster
1
Civil unrest
1
Terrorism

Special event

Additional expenses for a special event
$0.00
Additional expenses for pre-paid travel arrangements
$0.00

Travel delay

Limit for travel delay expenses
$1,500.00
Hours before travel delay covered
6
Limit per 24 hours for travel delay
$250.00

Baggage

Baggage cover
Baggage expenses
$7,500.00
Item limit
$500.00
Camera limit
$1,500.00
Laptop or tablet limit
$1,500.00
Smartphone limit
$500.00
Prescribed medications
$500.00
Specified items
$0.00
Baggage in a car during the day
$7,500.00
Baggage in a car overnight
$7,500.00
Valuables in a car
$7,500.00
Lost or stolen cash
$250.00
Baggage lost temporarily
$500.00
Hours before cover applies for baggage lost temporarily
10

Car rental

Rental car excess
Limit for rental car excess
$5,000.00

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