Travel insurances
Back to International travel insurance

World Nomads Standard

One trip policy. Underwriter: NIB

CHOICE Expert Rating

Rating available to members only
What is the CHOICE Expert Rating?
Good points

Good Points

Member only content

The product's best features and benefits

Bad points

Bad Points

Member only content

Drawbacks or issues you need to know about

CHOICE Tester
Unlock

Unlock our expert review and more

Check Reviews you can trust
Check Easy side-by-side comparison
Check Recommended products at a glance
Join CHOICE

Recommended products Members only Results for paid members only

Recommended
Members only

Scores Members only Results for paid members only

CHOICE Expert Rating (%)
Members only
Cover score (%)
Members only
Price score
Members only
Medical cover score
Members only
Cancellation cover score
Members only
Additional expense cover score
Members only
Baggage cover score
Members only

Description

Policy type
One trip
Provider
NIB

Conditions

Policy age limit
69
Dependant age limit
20

Annual multi-trip

Annual travel duration
N/A

Pre-existing conditions

Pre-existing conditions covered without application
Pre-existing conditions covered on application
Time period for existing conditions
6 months

Pregnancy

Pregnancy
Pregnancy stage covered
26
Childbirth costs

Medical

Medical expenses
$5,000,000.00
Expenses for a person to accompany a sick policyholder
$500,000.00
Daily hospital cash allowance
$0.00
Hours of hospitalisation before you receive the daily hospital cash allowance
N/A
Dental expenses for accident or injury
$1,000.00
Dental expenses for acute pain
$1,000.00
Overseas funeral costs
$25,000.00

Additional expenses

Additional travel expenses for injury or sickness
$2,500.00
Additional expenses for interrupted travel
$2,500.00
Travel insurance extension for a delayed trip
Additional expenses for a lost passport
Additional expenses for a sick relative
Additional expenses for resumption of journey interrupted for a relative
$1,500.00

Cancellation

Cancellation covered
Cancellation expenses
$5,000.00
Cancellation for frequent flyer points
Cancellation expenses for travel agent fees
$1,500.00
Cancellation for insolvency of a travel agent
Cancellation for insolvency of a travel services provider
Cancellation expenses for redundancy
Cancellation expenses for defence and emergency workers
Cancellation expenses for cancellation of work leave

Baggage

Baggage cover
Baggage expenses
$2,000.00
Item limit
$350.00
Camera limit
$1,000.00
Laptop or tablet limit
$1,000.00
Smartphone limit
$700.00
Prescribed medications
$350.00
Baggage in a car during the day
$2,000.00
Baggage in a car overnight
$0.00
Valuables in a car
$0.00
Lost or stolen cash
$0.00
Baggage lost temporarily
$300.00
Hours before cover applies for baggage lost temporarily
12

Special event

Additional expenses for a special event
$2,500.00
Additional expenses for pre-paid travel arrangements
$2,500.00

Travel delay

Travel delay expenses
$0.00
Hours before travel delay covered
N/A
Limit per 24 hours for travel delay
N/A

Car rental

Rental car excess
Limit for rental car excess
$0.00

Activities

Mopeds and motorcycles
  • Excludes mopeds with an engine capacity 125cc or below ridden without an Australian motorcylce license
  • Covered for motorcycles above 125cc with an Australian motorcycle license
Snow sports
  • Optional cover for snow sports on-piste and off-piste
Scuba diving
1
Abseiling
Optional
Bungee jumping
Hang gliding
High altitude hiking
Optional
Horse riding
Hot air ballooning
Kayaking
Paragliding
Tandem skydiving
Optional
White water rafting

Covered events

Transport incidents
  • Excludes cancellation and additional expenses for mechanical breakdowns
  • Includes cancellation and additional expenses for transport accident
Mental health
Yes (includes claims for mental health conditions experienced for the first time on the trip)
COVID-19
  • Includes medical expenses if the policy holder contracts COVID-19
  • Excludes cancellation and additional expenses for COVID-19
Pandemic
  • Includes medical expenses for pandemics other than COVID-19
  • Excludes cancellation and additional expenses for pandemics other than COVID-19
Natural disaster
1
Civil unrest
1
Terrorism
  • Excludes cancellation and additional expenses for terrorism
  • Includes medical expenses
War

Cover summary

Medical expenses
$5,000,000.00
Cancellation
Yes 5000
Baggage
Yes 2000
Cruises
1

More products in this test

RAA Multi-Trip
Rating available to members only

RAA Multi-Trip

Annual policy.
RACQ Saver
Rating available to members only

RACQ Saver

One trip policy.
World2Cover Essentials
Rating available to members only

World2Cover Essentials

One trip policy.
Get full access to all our tests and reviews Join CHOICE or Log in

Looking for user reviews?

We don't offer user reviews anymore. Help us improve this expert review by sharing your feedback in a quick survey.