Comprehensive injury and illness cover for cats and dogs
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Description
Cover summary
Excesses
Covered events
- Comprehensive cover
- No waiting period
- Comprehensive cover
- 28 day waiting period
Additional benefits
- Optional
- Up to $50 for 1 of: de-sexing, microchipping, heartworm, behavioural therapy, teeth cleaning, council registration fees, alternative therapies, prescription diets, dewclaw removal or dog training at a recognised training centre
- Up to $45 for flea/worm control
- Up to $30 for vaccinations or health check
- Up to $10 for heartworm test or blood screen
- Up to $10 for FeLv/ Fiv test or urinalysis
- Not covered
- Some cover available under routine care option
- Covered for dogs only
- Up to $1000000
Conditions
- Covered
- 365 day waiting period
- Not covered
- Some cover available under routine care option
- Covered
- Up to $5000
- Standard waiting periods
- Covered
- Up to $2500
- 6 month waiting period
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- No cover for luxation, horizontal bone loss, impacted teeth or embedded teeth, gingival hyperplasia, malocclusion, linguoversion, wry bite, supernumerary teeth, reverse scissor bite, posterior cross bite, anterior crossbite, overbite, brachygnathia, open bite or level bite
- Does not cover periodontics, dental check-ups, comprehensive oral health assessment and treatment (COHAT), dental x-rays, dental prophylaxis, dental scale/polish, teeth cleaning, gingival curettes, removal of plaque/calculus, periodontal surgery, dental sealants, dental vaccines, prosthodontics, removal/repair of misaligned/retained deciduous teeth, orthodontic appliances, crowns, caps/splints, root canal or orthodontics
- Covers conditions caused by complications from routine dental treatment
- Insurer requires annual dental examination/treatment
- Some cover available under routine care option
- Covered
- Up to 1 incident per year
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Up to $4000 for hip dysplasia
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Does not cover internal/external parasite prevention/eradication, heart worm prevention medication, flea treatment or tick treatment
- Insurer requires vaccination for ticks
- Up to $2000 for tick paralysis (first claim)
- Up to $1000 for tick paralysis (subsequent claim)
- Standard waiting periods
- Some cover available under routine care option
- Covered
- Up to $500
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Insurer requires vaccination for distemper, hepatitis, parvovirus, kennel cough, leptospirosis, ticks, Feline infectious enteritis, feline leukaemia and cat flu and any other vaccination recommended by vet
- Vaccine benefit available under routine care option
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