Petbarn Core Plus

Limited injury and comprehensive illness cover for cats and dogs

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Description

Insurer
Petbarn
Policy
Core Plus
Underwriter
PetSure (Australia) Pty Ltd
Policy type
  • Limited injury cover
  • Comprehensive illness cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
8 weeks
Maximum age for new cover
8 years
Maximum benefit per year
  • No annual limit
  • Up to $1000 per condition
Benefit paid per claim
  • Up to 8 years: 90% vet bill covered
  • From 8 years: 65% vet bill covered

Excesses

Excess
$0

Covered events

Injury
  • Limited cover
  • No waiting period <b>Covers these specified injuries only:</b>
  • motor vehicle incident
  • burn or electrocution
  • reaction to bite from an insect or arachnid
  • near drowning incident
  • bone fracture
  • snake bite toxicity
  • traumatic ligament or tendon injury
  • bite wound or fight wound abscesses
  • lacerations or abrasion of tissue, skin or mucous membrane due to external violence
  • cruciate ligament conditions
Illness
  • Comprehensive cover
  • 30 day waiting period
Vet consults
Emergency treatment
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months

Additional benefits

Routine care
Alternative therapies
Lost animal
Necessary euthanasia
1
Telehealth vet service
Legal liability

Conditions

Allergic reaction
  • Covered
  • Covers allergic reaction to ant, bee, fly, mosquito, scorpion, spider and wasp
Brachycephalic Airway Obstruction Syndrome
  • Covered
  • Standard waiting periods
Behavioural conditions
Cancer
Cruciate ligament conditions
  • Covered as a specified injury
  • $1000 per condition
  • Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of cruciate ligaments and complications following surgery
  • 6 month waiting period
Ear conditions
  • Covered
  • Standard waiting periods
Eye conditions
  • Covered
  • Standard waiting periods
Dental and oral health conditions
  • Not covered
  • Does cover oral tumours
  • Up to $1000 per condition
Ingestion of a foreign object
  • Covered
  • Standard waiting periods
Heart conditions
  • Covered
  • Standard waiting periods
Orthopaedic conditions
  • Covered
  • Specifically covered injuries include bone fracture
  • Standard waiting periods
Patella luxation
Joint conditions
  • Covered
  • No cover for hip dysplasia or elbow dysplasia
  • Standard waiting periods
Intervertebral disc disease
  • Covered
  • Standard waiting periods
Hereditary conditions
  • Covered
  • Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
  • Covered
  • No cover for external parasites, ticks, fleas or skin/ear mites
  • No cover for conditions caused by reactions to flea/tick/worm control products
  • Does not cover flea/tick/worm preventative treatment/measures
  • Standard waiting periods
Skin conditions
  • Covered
  • Standard waiting periods
Snakebite
  • Covered as a specified injury
  • Standard waiting periods
Vaccinatable Conditions

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