Car insurances

AAMI Comprehensive

Issued by Suncorp. Insure vehicle to market value or agreed value. Insurer chooses repairer. Available in all states & territories

CHOICE Expert Rating

Rating available to members only
What is the CHOICE Expert Rating?
Good points

Good Points

Member only content

The product's best features and benefits

Bad points

Bad Points

Member only content

Drawbacks or issues you need to know about

CHOICE Tester
Unlock

Unlock our expert review and more

Check Reviews you can trust
Check Easy side-by-side comparison
Check Recommended products at a glance

Recommended products Members only Results for paid members only

Recommended
Members only

Scores Members only Results for paid members only

CHOICE Expert Rating
Members only
Cover score
Members only
Price score
Members only
Claims satisfaction
64%
Customer satisfaction
62%

Description

Insurer
AAMI
Policy
Comprehensive
Insurance provider
AAI Limited
About the insurer
Cooling off period
21 days
How your car is valued
Choose agreed value or market value

Cost

Same price to pay monthly
ACT price comparison
$
NSW price comparison
$
NT price comparison
$
Queensland price comparison
$
SA price comparison
$
Tasmania price comparison
$
Victoria price comparison
$
WA price comparison
$

Additional benefits

Cover for personal property
  • Up to $1000
  • Limit combined with emergency repairs and emergency accommodation benefits
  • Covers clothing, and electronic or telecommunication devices
Cover for child seats
  • Up to $500
  • Covers baby capsules and child seats
Cover for keys
Cover for trailers and caravans
  • Up to $1000
  • Covers trailers attached to car, and trailers that run out of control after separating from car while moving
Accommodation and transport when far from home
  • Up to $1000 overall
  • Covers emergency accommodation
  • Available if car is not roadworthy or safe to drive after an covered incident
  • Must be at least 100km from home
  • Limit combined with emergency repairs and personal property benefits
Transport costs
  • Up to $250
  • Covers transport costs from the scene of the incident to your destination if your car is not driveable
  • Covers transport costs to and from the repairer of your car
  • Covers transport costs to and from a hire car provider
Towing after an incident
u0026#149; Covers cost of a tow from scene of incident to nearest repairer or another location nominated or agreed by insureru003cbru003eu0026#149; Also covers vehicle storage costs until claim settled
New car replacement
Covered for total loss within 2 years of purchase
Reduced excess on glass claims
  • Optional
  • One nil-excess claim per year
  • Covers windscreens, window glass and sunroofs
Roadside assistance
Optional

Car rental

Rental car after theft
  • Covers a hire car that meets your transport needs, organised by insurer
  • Covers costs to hire a car or arrange alternative transport if car not available from insurer's provider
  • Available for up to 21 days
  • Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
Rental car after not-at-fault incident
  • Covers a hire car that meets your transport needs, organised by insurer
  • Covers costs to hire a car or arrange alternative transport if car not available from insurer's provider
  • Available until claim settled
  • Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
Rental car after any incident
  • Optional
  • Covers a hire car of similar make or model, organised by insurer
  • Covers costs to hire a car or arrange alternative transport if car not available from insurer's provider
  • Available until claim settled
  • Up to $90 per day
  • Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

Looking for user reviews?

We don't offer user reviews anymore. Help us improve this expert review by sharing your feedback in a quick survey.