Car insurances

People First Bank Comprehensive Plus

Issued by IAG. Insure vehicle to market value or agreed value. Choice of repairer is optional extra. Available in all states & territories

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Description

Insurer
People First Bank
Policy
Comprehensive Plus
Insurance provider
Insurance Australia Limited
About the insurer
Cooling off period
21 days
How your car is valued
Choose agreed value or market value

Cost

Same price to pay monthly
1
ACT price comparison
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NSW price comparison
N/A
NT price comparison
N/A
Queensland price comparison
N/A
SA price comparison
N/A
Tasmania price comparison
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Victoria price comparison
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WA price comparison
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Additional benefits

Cover for personal property
  • Up to $1000
  • Covers personal items
Cover for child seats
  • Up to replacement cost
  • Covers baby capsules and child seats
Cover for keys
  • Up to $2000
  • Covers repairing, replacing and recoding keys, locks, barrels or keypads
  • Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
Cover for trailers and caravans
  • Up to $1500
  • Covers trailers and caravans
Accommodation and transport when far from home
  • Up to $1500 overall
  • Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
  • Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
  • Available if vehicle is damaged and cannot be driven as a result of a covered incident
  • Must be at least 100km from home
Transport costs
  • Up to $250
  • Covers transport costs from the scene of the incident
  • Covers transport costs to and from a hire car provider
  • Covers transport costs to and from repairer
Towing after an incident
Covers towing to a repairer, a safe place or other place insurer recommends
New car replacement
Covered for total loss within 36 months of purchase
Reduced excess on glass claims
  • $0 excess
  • Covers windscreens, window glass, sunroofs and moonroofs
  • Also covers window tinting, demisters and rain sensors
  • No cover for mirrors, camera lenses or driving lights
Roadside assistance
Sold separately

Car rental

Rental car after theft
  • Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
  • Available until claim settled
  • Up to $100 per day
  • Up to $3000 for hire car bond or excess
Rental car after not-at-fault incident
  • Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
  • Also covers hire car bond or excess
  • Available until claim settled
Rental car after any incident
  • Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
  • Available until claim settled
  • Up to $100 per day
  • Up to $3000 for hire car bond or excess

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

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