Car insurances

RACV Comprehensive

Issued by IAG. Insure vehicle to market value or agreed value. Choice of repairer is optional extra. Available in Victoria

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Cover score
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Price score
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Claims satisfaction
66%
Customer satisfaction
64%

Description

Insurer
RACV
Policy
Comprehensive
Insurance provider
Insurance Manufacturers of Australia Pty Ltd
About the insurer
Cooling off period
21 days
How your car is valued
Choose agreed value or market value

Cost

Same price to pay monthly
ACT price comparison
N/A
NSW price comparison
N/A
NT price comparison
N/A
Queensland price comparison
N/A
SA price comparison
N/A
Tasmania price comparison
N/A
Victoria price comparison
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WA price comparison
N/A

Additional benefits

Cover for personal property
  • Up to $500
  • Covers personal items
Cover for child seats
  • Up to $500 per item
  • Covers child seats and baby capsules
Cover for keys
  • Up to $1000
  • Covers replacing and recoding keys, locks and barrels
  • Available after theft of keys
Cover for trailers and caravans
  • Up to $1000
  • Covers trailers and caravans
Accommodation and transport when far from home
  • Up to $1000 overall
  • Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
  • Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
  • Available if vehicle is damaged and cannot be driven as a result of a covered incident
  • Must be at least 100km from home
Transport costs
Towing after an incident
Covers one tow to nearest authorised repairer or safe place recommended by insurer (if there are multiple tows, insurer decides which to cover)
New car replacement
Covered for total loss within 24 months of purchase
Reduced excess on glass claims
  • Optional
  • $0 excess
  • Covers windscreen, sunroof and window glass
Roadside assistance
Sold separately

Car rental

Rental car after theft
  • Covers a hire car (insurer will "do our best" to arrange one that meets your needs)
  • Available for up to 21 days
  • Up to $60 per day
  • Up to $2000 for excess or security bond
Rental car after not-at-fault incident
  • Covers a hire car (insurer will "do our best" to arrange one that meets your needs)
  • Available until claim settled
  • Up to $2000 for excess or security bond
Rental car after any incident
  • Optional
  • Covers a hire car (insurer will "do our best" to arrange one that meets your needs)
  • Available for up to 21 days
  • Up to $60 per day
  • Up to $2000 for excess or security bond

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

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