Recommended products Results for paid members only
Recommended
Members only
Scores Results for paid members only
CHOICE Expert Rating
Members only
Cover score
Members only
Price score
Members only
Customer satisfaction
51%
Description
Insurer
CBA
Policy
Contents Cover Plus (strata owners)
Owner type
Strata owners
Provider
Hollard Insurance Partners Limited
About the insurer
CBA
Cover summary
Contents cover
u0026#149; Nominate a sum insured for your contentsu003cbru003eu0026#149; 25% underinsurance safety net
Legal liability
u0026#149; Up to $20 millionu003cbru003eu0026#149; Cover for people named on the policyu003cbru003eu0026#149; Cover for incidents in Australia
Renters liability
Cost
Same price to pay monthly
1
ACT price comparison
N/A
NSW price comparison
N/A
NT price comparison
N/A
North Queensland price comparison
N/A
South Queensland price comparison
N/A
SA price comparison
N/A
Tasmania price comparison
N/A
Victoria price comparison
N/A
WA price comparison
N/A
Covered events
Theft
u0026#149; Covers theft and attempted theftu003cbru003eu0026#149; No cover for theft from common property or common or public area or unenclosed individual car park or car space at a multi-residency addressu003cbru003eu0026#149; No cover for theft if home is not sufficiently furnished for normal residential purposesu003cbru003eu0026#149; No cover for theft by residents or someone at address with resident's consent
Fire
u0026#149; Covers fire, bushfire and explosionu003cbru003eu0026#149; Accidental damage option covers any process involving the application of heat where there is no flameu003cbru003eu0026#149; 72 hour waiting period for bushfire
Flood
u0026#149; Coveredu003cbru003eu0026#149; Covers earth movement, vibration, erosion, subsidence, landslide, mudslide, settling, collapse and earth shrinkage or expansion, but must occur within 168 hours of floodu003cbru003eu0026#149; Flood excess: greater of $500 or your basic excessu003cbru003eu0026#149; No cover for damage caused by hydrostatic pressure, hydrodynamic pressure, water that has seeped or percolated into your building, gradual deterioration or wear and tearu003cbru003eu0026#149; 72 hour waiting period
Storm and cyclone
u0026#149; Coveredu003cbru003eu0026#149; Covers earth movement, vibration, erosion, subsidence, landslide, mudslide, settling, collapse and earth shrinkage or expansion, but must occur within 168 hours of stormu003cbru003eu0026#149; No cover for damage caused by hydrostatic pressure, hydrodynamic pressure, water that has seeped or percolated into your building, gradual deterioration or wear and tearu003cbru003eu0026#149; 72 hour waiting period
Storm surge
Action of the sea
Tsunami
Explosion
Earthquake
Vandalism
Impact damage
u0026#149; Covers damage caused by falling trees or tree branchesu003cbru003eu0026#149; Covers damage caused by vehicles, trailers or watercraftu003cbru003eu0026#149; Covers damage caused by power or communication polesu003cbru003eu0026#149; Covers damage caused by satellite dishes, television or radio aerials breaking or collapsingu003cbru003eu0026#149; Covers damage caused by animalsu003cbru003eu0026#149; Covers damage caused by aircraft or debris falling from spaceu003cbru003eu0026#149; No cover for damage caused by tree felling or lopping at the addressu003cbru003eu0026#149; No cover for damage to driveways, paths, paving or underground services caused by vehicles, cranes or earthmoving equipmentu003cbru003eu0026#149; No cover for damage caused by animals kept at the address or domestic animalsu003cbru003eu0026#149; Does not cover removing or lopping trees which have fallen but not damaged the homeu003cbru003eu0026#149; Does not cover removing stumps
Animal damage
u0026#149; Covers impact damage caused by any animals not kept at addressu003cbru003eu0026#149; No cover for damage caused by any animal scratching, chewing, tearing or soiling
Escape of liquid
Breakage
Accidental damage
u0026#149; Optionalu003cbru003eu0026#149; Covers accidental loss and damage to your contentsu003cbru003eu0026#149; No cover for accidental breakage of glass forming part of a stove top, cooking surface, heater or oven door or in a glasshouse or greenhouse or in the roof of a conservatory, sunroom, or similaru003cbru003eu0026#149; No cover for bicycles, sporting or fishing equipment, musical instruments or remote controlled aircraft or drones while in useu003cbru003eu0026#149; No cover for plants, jewellery, watches, food, medications, cash, gift vouchers, negotiable instruments or mobile phonesu003cbru003eu0026#149; No cover for damage caused by normal use resulting in scratching, chipping or denting; domestic pets, animals or livestock at the address with permission of a resident; tree felling or lopping; subsidence; landslide; mudslide; or collapseu003cbru003eu0026#149; No cover for swimming pools caused by or contributed to by you lowering the level of wateru003cbru003eu0026#149; No cover for damage that occurs gradually
Claims
Out-of-hours claiming
Online and 24/7 phone
How the insurer can settle your claim
u0026#149; Repair damaged itemsu003cbru003eu0026#149; Replace damaged itemsu003cbru003eu0026#149; Pay you the item's replacement value, up to your sum insured or other sublimits
Cash settlement
u0026#149; Customer costu003cbru003eu0026#149; Insurer may offer non-cash alternatives
New for old contents replacement
Yes (excludes computers more than four years old and out of use clothing, shoes or household linen or items)
Contents
Cover for unlisted portable contents
u0026#149; Covers some items for accidental loss or damageu003cbru003eu0026#149; Choose overall limit from $2500u0026#150;$7500u003cbru003eu0026#149; Up to $1000 per itemu003cbru003eu0026#149; Covered anywhere in Australia and New Zealandu003cbru003eu0026#149; $100 excessu003cbru003eu0026#149; Optional
Optional cover for specially listed valuables
u0026#149; Cover for insured events and accidental loss/damageu003cbru003eu0026#149; Covered anywhere in Australia and New Zealandu003cbru003eu0026#149; $100 excess
Contents in the open air
Up to 10% sum insured overall
Temporary accommodation
u0026#149; Up to 12 months or 20% sum insuredu003cbru003eu0026#149; Paid on top of sum insuredu003cbru003eu0026#149; Covers accommodation for you and any family member living at your homeu003cbru003eu0026#149; Up to $3000 for temporary accommodation for dogs and/or cats
Debris removal
u0026#149; Up to 15% sum insured overallu003cbru003eu0026#149; Paid on top of sum insured
Emergency storage
u0026#149; Up to 120 daysu003cbru003eu0026#149; Covers cost to move and store contents
Keys and locks after break-in
1
Motor burnout
u0026#149; Motors up to 10 yearsu003cbru003eu0026#149; Optional
Jewellery
Up to 25% sum insured overall
Artworks
Up to sum insured overall
Collections (e.g. stamps, coins)
Up to sum insured overall
Digital media
1
Spoiled food
u0026#149; Up to $1000 overallu003cbru003eu0026#149; Cover for motor burnout
Visitors' contents
Up to $2000 overall
Pet cover
Permanent fixtures
u0026#149; Up to sum insured overallu003cbru003eu0026#149; Covers fixtures and fittings that are attached to the building that are owned by you, or you are legally responsible for by written agreement and are not otherwise insured under strata insurance
Overlapping cover at a new house
Up to 14 days cover at both addresses
Cover for contents while moving house
u0026#149; Up to 20% contents sum insured overallu003cbru003eu0026#149; Cover for collision or overturning of vehicle carrying contents and fire
Reviews you can trust
Results for paid members only
