Limited injury and comprehensive illness cover for cats and dogs
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Description
- Limited injury cover
- Comprehensive illness cover
Cover summary
Excesses
Covered events
- Limited cover
- No waiting period <b>Covers these specified injuries only:</b>
- motor vehicle incident
- burn or electrocution
- reaction to bite from an insect or arachnid
- near drowning incident
- bone fracture
- snake bite toxicity
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
- Comprehensive cover
- 30 day waiting period
Additional benefits
- Optional
- Up to $200 per year
- Up to $80 for desexing, micro-chipping, heartworm control/prevention, flea/tick/worm control, blood and urine tests, vaccinations and health checks, training, teeth cleaning, dew claw removal, prescription diets or cremation/burial
- Optional
- Up to $1000
- Text or video call with vet
- Available 24/7
Conditions
- Covered
- Covers allergic reaction to ant, bee, fly, mosquito, scorpion, spider and wasp
- Covered
- Standard waiting periods
- Not covered
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered as a specified injury
- Up to $3200 for treatment in ACT, NT and WA
- Up to $2600 for treatment in NSW, Qld, SA, Tas and Vic
- 6 month waiting period
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Not covered by default
- Does cover oral tumours <b>Optional cover:</b>
- Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth
- Up to $500
- 6 month waiting period
- Treatment of dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to tooth removal
- Insurer requires annual routine dental check-ups
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Specifically covered injuries include bone fracture
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Cover includes tick paralysis
- No cover for external parasites, ticks, fleas, skin mites or ear mites
- Up to $1500 for tick paralysis
- Standard waiting periods
- Some cover available under routine care option
- Covered
- Up to $500
- Standard waiting periods
- Covered as a specified injury
- Standard waiting periods
- Covered
- Vaccine benefit available under routine care option
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