Limited injury and comprehensive illness cover for cats and dogs
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Description
- Limited injury cover
- Comprehensive illness cover
Cover summary
Excesses
Covered events
- Limited cover
- No waiting period <b>Covers these specified injuries only:</b>
- motor vehicle incident
- Burn
- electrocution
- reaction to bite from an insect, spider or scorpion
- bone fracture
- traumatic tooth fracture
- snake bite toxicity
- ingestion of foreign object
- poisoning
- traumatic ligament or tendon injury
- bite/fight wound abscesses
- lacerations/abrasion of tissue/skin/mucous membrane due to external trauma
- cruciate ligament condition
- Comprehensive cover
- 30 day waiting period
Additional benefits
- Optional
- Up to $150 per year
- Up to $50 for desexing, vaccinations or health checks, microchipping, heartworm preventative, dew claw removal, prescription diets, teeth cleaning, cremation/burial, council registration fees, alternative medication, obedience training, heartworm tests or blood screen, FeLV/FIV tests or urinalysis or flea/tick/worm control
- Optional
- Up to $2000
- Limit combined with cover for dental and behavioural conditions
- Some cover available under routine care option
- Text or video call with vet
- Available 24/7
Conditions
- Covered
- Standard waiting periods
- Optional
- Up to $2000
- Limit combined with cover for dental and alternative therapies
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered as a specified injury
- Up to $4000 per leg
- Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of the cruciate ligament and complications following surgery
- 6 month waiting period
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Not covered by default
- Does cover traumatic tooth fracture, oral tumours and stomatitis <b>Optional cover:</b>
- Bundled with other extras
- Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth
- No cover for odontoclastic resorptive lesions
- Up to $2000
- 6 month waiting period
- Treatment of dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to tooth removal
- Does not cover corrective treatment, cosmetic dental surgery, crowns, orthodontic treatment or root canal
- Insurer requires annual routine dental check-ups
- Some cover available under routine care option
- Covered as a specified injury
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Specifically covered injuries include bone fracture
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Up to $4000 for hip joint surgery/replacement (per hip)
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Up to $4000 for tick paralysis
- Standard waiting periods
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered as a specified injury
- Covers snake bite toxicity
- Standard waiting periods
- Covered
- Vaccine benefit available under routine care option
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