Comprehensive injury and illness cover for cats and dogs
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Description
Cover summary
Excesses
Covered events
- Comprehensive cover
- 2 day waiting period
- Comprehensive cover
- 21 day waiting period
Additional benefits
- <b>Routine Care Lite option:</b>
- Up to $150 per year
- Up to $80 for consultations or vaccinations <b>Routine Care Plus option:</b>
- Up to $250 per year
- Up to $80 for consultations, vaccinations, dental check-up, alternative/complementary therapies or behavioural therapy
- Not covered
- Some cover available under routine care option
Conditions
- Covered
- Covers allergic reaction to insect bite
- No cover for allergic reaction to tick/flea bite
- Covered
- Standard waiting periods
- Not covered
- Some cover available under routine care option
- Covered
- 21 day waiting period
- Covered
- Up to $5300
- 6 month waiting period
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Optional
- Cover limited to gingivitis, abscesses, tooth fracture, cavities, dental disease arising from infection and tooth resorption
- Up to $800
- 6 month waiting period
- Treatment of tooth fracture, cavities, dental disease arising from infection and tooth resorption limited to restoration of canine and carnassial teeth (including orthodontic treatment, crowns and root canals) and tooth removal
- Does not cover corrective treatment or cosmetic surgery
- Insurer requires annual routine dental check-ups/treatment
- Some cover available under routine care option
- Covered
- Up to 1 incident per year
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Cover includes joint dysplasia, elbow dysplasia, hip dysplasia, hyperextending hocks and degenerative joint disease
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Cover limited to tick paralysis
- No cover for conditions caused by endoparasites, worms, ectoparasites, ticks, fleas or skin mites
- Does not cover preventative flea/tick/worm control
- Insurer requires regular preventative treatment for fleas, heartworm and worms and ticks
- Up to $3500 for tick paralysis
- 21 day waiting period
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered
- No waiting period
- Covered
- Insurer requires regular vaccination for Feline infectious enteritis, feline leukaemia, cat flu, distemper, hepatitis, parvovirus, kennel cough and leptospirosis and any other vaccination recommended to you by a vet
- Vaccine benefit available under routine care option
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