Fetch Pet Insurance

Comprehensive injury and illness cover for cats and dogs

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Description

Insurer
Fetch
Policy
Pet Insurance
Underwriter
Pacific International Insurance Pty Ltd
Policy type
Comprehensive injury and illness cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
8 weeks
Maximum age for new cover
9 years
Maximum benefit per year
$30,000
Benefit paid per claim
Choose from 80%, 90% or 100% vet bill covered

Excesses

Excess
Choose excess from $0, $100 or $200

Covered events

Injury
  • Comprehensive cover
  • 2 day waiting period
Illness
  • Comprehensive cover
  • 30 day waiting period
Vet consults
1
Emergency treatment
1
Pre-existing conditions

Additional benefits

Routine care
Alternative therapies
1
Lost animal
Covers social media campaign run by insurer and targeting people in your postcode
Necessary euthanasia
1
Telehealth vet service
  • In-app chat with a vet
  • Available 24/7
Legal liability

Conditions

Allergic reaction
1
Brachycephalic Airway Obstruction Syndrome
  • Covered
  • 90 day waiting period
Behavioural conditions
  • Covered
  • Insurer requires you to fulfil basic needs for training, socialisation, exercise, housing, nutrition and care; and that pet has no history of behavioural issues (e.g. aggression) before cover
  • No cover for conditions caused by leaving pet alone for extended periods
  • Standard waiting periods
Cancer
  • Covered
  • Standard waiting periods
Cruciate ligament conditions
  • Covered
  • 90 day waiting period
Ear conditions
  • Covered
  • Standard waiting periods
Eye conditions
  • Covered
  • 90 day waiting period for cherry eye
  • Standard waiting periods for other conditions
Dental and oral health conditions
  • Covered
  • No cover for pre-existing issues with baby teeth
  • Covered treatments for misaligned baby teeth and retained permanent teeth includes removal
  • Does not cover dental health checks, routine dental care, descale and polish, prophylaxis, x-rays to assess dental health, toothbrushes, toothpaste or mouthwash
  • Insurer requires no history of periodontal disease before joining and for pet to have annual dental checkups
Ingestion of a foreign object
  • Covered
  • Standard waiting periods
Heart conditions
  • Covered
  • Standard waiting periods
Orthopaedic conditions
  • Covered
  • Covered treatments for osteoarthritis include stem cell therapy
  • Standard waiting periods
Patella luxation
  • Covered
  • 90 day waiting period
Joint conditions
  • Covered
  • Covered treatments include hip/elbow/knee replacements
  • Standard waiting periods
Intervertebral disc disease
  • Covered
  • Standard waiting periods
Hereditary conditions
  • Covered
  • Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
  • Covered
  • Insurer requires you to use parasite prevention products, in line with manufacturer's instructions
  • Standard waiting periods
Skin conditions
  • Covered
  • Standard waiting periods
Snakebite
  • Covered
  • Standard waiting periods
Vaccinatable Conditions
  • Covered
  • Insurer requires up to date vet-recommended vaccinations or valid anitbody test for the disease
  • Does not cover vaccinations

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