Comprehensive injury and illness cover for cats and dogs
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Description
Cover summary
- Up to 8 years: 100% vet bill covered
- From 8 years: 80% vet bill covered
- From 10 years: 65% vet bill covered
Excesses
Covered events
- Comprehensive cover
- No waiting period
- Comprehensive cover
- 30 day waiting period
Additional benefits
- Optional for dogs only
- Up to $1000000
Conditions
- Covered
- Up to $3000
- 365 day waiting period
- Covered treatments include stenotic nares and soft palate resection, nasal fold surgery and skin fold surgery
- Covered
- No cover for conditions caused by failure to provide training
- Standard waiting periods
- Covered
- Up to $2500
- Standard waiting periods
- Covered
- Up to $1500
- 6 month waiting period
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- No cover for luxation, horizontal bone loss, impacted teeth or embedded teeth, gingival hyperplasia, malocclusion, linguoversion, wry bite, supernumerary teeth, reverse scissor bite, posterior cross bite, anterior crossbite, overbite, brachygnathia, open bite or level bite
- Does not cover periodontics, dental check-ups, comprehensive oral health assessment and treatment (COHAT), dental x-rays, dental prophylaxis, dental scale/polish, teeth cleaning, gingival curettes, removal of plaque/calculus, periodontal surgery, dental sealants, dental vaccines, prosthodontics, removal/repair of misaligned/retained deciduous teeth, orthodontic appliances, crowns, caps/splints, root canal or orthodontics
- Covers conditions caused by complications from routine dental treatment
- Insurer requires annual dental examination/treatment
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Up to $1500 for osteochondritis dissecans (OCD)
- Standard waiting periods
- Covered
- Up to $1500
- Standard waiting periods
- Covered
- Up to $1500 for hip dysplasia and osteochondritis dissecans (OCD)
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Cover limited to tick paralysis
- No cover for internal/external parasite prevention or treatment
- Insurer requires pet to be vaccinated against ticks
- Standard waiting periods
- Covered
- Up to $500
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Insurer requires vaccination for distemper, hepatitis, parvovirus, kennel cough, leptospirosis, ticks, Feline infectious enteritis, feline leukaemia and cat flu and any other vaccination recommended by vet
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