Comprehensive injury and illness cover for cats and dogs
Good Points
The product's best features and benefits
Bad Points
Drawbacks or issues you need to know about
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Description
Cover summary
- Cats: $9000
- Dogs: $10000
- Up to 8 years: 100% vet bill covered
- From 8 years: 80% vet bill covered
- From 10 years: 65% vet bill covered
Excesses
- Cats: $125
- Dogs: $150
Covered events
- Comprehensive cover
- No waiting period
- Comprehensive cover
- 21 day waiting period
Additional benefits
- Covered
- Up to $2000
- Up to $1000 for advertising and rewards
- Up to purchase price of animal or $1500 for theft/straying (optional)
- Covered for dogs only
- Up to $3000000
Conditions
- Covered
- 365 day waiting period
- Covered
- No cover for conditions caused by failure to provide training
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- No cover for luxation, horizontal bone loss, impacted teeth or embedded teeth, gingival hyperplasia, malocclusion, linguoversion, wry bite, supernumerary teeth, reverse scissor bite, posterior cross bite, anterior crossbite, overbite, brachygnathia, open bite or level bite
- Does not cover periodontics, dental check-ups, comprehensive oral health assessment and treatment (COHAT), dental x-rays, dental prophylaxis, dental scale/polish, teeth cleaning, gingival curettes, removal of plaque/calculus, periodontal surgery, dental sealants, dental vaccines, prosthodontics, removal/repair of misaligned/retained deciduous teeth, orthodontic appliances, crowns, caps/splints, root canal or orthodontics
- Covers conditions caused by complications from routine dental treatment
- Insurer requires annual dental examination/treatment
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Cover includes tick paralysis
- Insurer requires dogs to be vaccinated against ticks
- Does not cover internal/external parasite prevention/eradication, heart worm prevention medication, tick treatment or flea treatment
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Insurer requires vaccination for distemper, hepatitis, parvovirus, kennel cough, leptospirosis, ticks, Feline infectious enteritis, feline leukaemia and cat flu and any other vaccination recommended by vet
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