PetsOnMe Accident Plan

Comprehensive injury cover for cats and dogs

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Description

Insurer
PetsOnMe
Policy
Accident Plan
Underwriter
Pacific International Insurance Pty Ltd
Policy type
Comprehensive injury cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
6 weeks
Maximum age for new cover
11 years
Maximum benefit per year
$5,000
Benefit paid per claim
80% vet bill covered

Excesses

Excess
Choose excess from $100, $200 or $300

Covered events

Injury
  • Comprehensive cover
  • No waiting period
Illness
Vet consults
  • Up to $80 per consult
  • Up to $200 per specialist consult or house call
Emergency treatment
Up to $200 per consult
Pre-existing conditions

Additional benefits

Routine care
Alternative therapies
Lost animal
Necessary euthanasia
1
Telehealth vet service
Legal liability
  • Covered
  • Up to $10000

Conditions

Allergic reaction
Brachycephalic Airway Obstruction Syndrome
Behavioural conditions
Cancer
Cruciate ligament conditions
Ear conditions
  • Covered
  • No cover for presbycusis
  • Standard waiting periods
Eye conditions
  • Covered
  • Cover includes cherry eye caused by accidental injury
  • No cover for glaucoma
  • Standard waiting periods
Dental and oral health conditions
  • Not covered
  • Does cover dental damage as a result of accidental injury where there is trauma visible to surrounding tissue within the mouth/face
Ingestion of a foreign object
  • Covered
  • Up to 1 incident per year
  • 21 day waiting period
Heart conditions
Orthopaedic conditions
  • Covered
  • Standard waiting periods
Patella luxation
Joint conditions
Intervertebral disc disease
Hereditary conditions
Pregnancy and obstetrics
Illness caused by parasites
  • Covered
  • Cover limited to tick paralysis
  • Insurer requires up to date preventative treatments
  • No cover for conditions caused by ectoparasites, fleas, ticks, endoparasites, intestinal worms or long term exposure to parasites where preventative treatments have not been used
  • Standard waiting periods
Skin conditions
Snakebite
  • Covered
  • Standard waiting periods
Vaccinatable Conditions

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