Comprehensive injury and limited illness cover for cats and dogs
Good Points
The product's best features and benefits
Bad Points
Drawbacks or issues you need to know about
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Description
- Comprehensive injury cover
- Limited illness cover
Cover summary
Excesses
Covered events
- Comprehensive cover
- 21 day waiting period
- Limited cover
- 21 day waiting period <b>Covers these specified illnesses only:</b>
- arthritis (investigation and diagnosis only)
- diabetes (investigation and diagnosis only)
- epilepsy (investigation and diagnosis only)
- adrenal conditions
- anal glands rupture
- Brachycephalic Obstructive Airway syndrome (BOAS)
- cancer
- cherry eye
- cruciate ligament condition
- elbow dysplasia
- entropion and ectropion
- Feline Immunodeficiency Virus (FIV)
- hernia
- hip dysplasia
- immune mediated blood disease
- intervertebral disc disease (IVDD)
- joint luxation
- lumps, growths & cysts removal
- non-diabetic cataract
- osteochondritis dissecans (OCD)
- Pancreatitis
- pneumonia
- thromboembolic disease
- triaditis
- Urinary Tract Infections, Diseases and Obstructions
- vestibular disease
Additional benefits
- Optional, bundled with dental cover
- Up to $350 per year
- Covers dental check-ups, teeth clean/polish, dental diets, bites, chews, treats, water additive, oral gel/spray, toothpaste or professional teeth sealant
- Covered
- Up to $100000
Conditions
- Covered
- Covers allergic reaction to insect bite
- No cover for allergic reaction to tick/flea bite
- Covered
- Standard waiting periods
- Covered as a specified illness
- Standard waiting periods
- Covered as a specified illness
- Up to $3300
- Optional cover up to $5300
- 6 month waiting period
- Covered
- Specifically covered illnesses include cherry eye
- Standard waiting periods
- Optional
- Cover limited to gingivitis, abscesses, tooth fracture, cavities, dental disease arising from infection and tooth resorption
- Up to $800
- 6 month waiting period
- Treatment of tooth fracture, cavities, dental disease arising from infection and tooth resorption limited to restoration of canine and carnassial teeth (including orthodontic treatment, crowns and root canals) and tooth removal
- Does not cover corrective treatment or cosmetic surgery
- Insurer requires annual routine dental check-ups/treatment
- Some cover available under routine care option
- Covered
- Up to 1 incident per year
- Standard waiting periods
- Covered
- Cover of arthritis limited to investigation/diagnosis
- Does not cover treatment for arthritis
- Standard waiting periods
- Covered as a specified illness
- 21 day waiting period
- Covered
- Standard waiting periods
- Covered as a specified illness
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- No waiting period
- Covered
- Insurer requires vaccination for infectious canine hepatitis (canine adenovirus), parvovirus, canine distemper:parainfluenza, kennel cough, feline panleukopaenia, feline calicivirus and feline herpes virus and cat flu
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