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Domestic travel insurance comparison

Last updated: 31 October 2025
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Compare domestic travel insurance policies to find the best one for you, from over 30 insurers like Cover-more, NRMA, Allianz and Travel Insurance Direct. Our price rating will help you find the cheapest policies in the market that offer cover for seniors, cruising, skiing, scuba diving, existing medical conditions, car rental and more. Use the filters to select whether you want an annual or a single trip policy.

You’ll save money and get better cover with insurance policies recommended by CHOICE. Unlike other insurance comparison websites, we don’t get paid by any of the insurers we’re comparing. CHOICE is nonprofit, so your membership fees help us fight for fair consumer rights, and empower you to get the best products.

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1Cover Comprehensive
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1Cover Comprehensive

One trip policy. Insurance provider: HDI

Cover score 51%
Price score 66%
Cancellation expenses Unlimited
Baggage expenses 15000
Policy age limit 110
1Cover Frequent Traveller
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1Cover Frequent Traveller

Annual policy. Insurance provider: HDI

Cover score 51%
Price score 88%
Cancellation expenses Unlimited
Baggage expenses 15000
Policy age limit 110
AANT Annual Multi Trip
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AANT Annual Multi Trip

Annual policy. Insurance provider: Tokio Marine

Cover score 70%
Price score Price not provided
Cancellation expenses Unlimited
Baggage expenses 15000
Policy age limit 75
AANT Domestic Cancellation
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AANT Domestic Cancellation

One trip policy. Insurance provider: Tokio Marine

Cover score 9%
Price score Price not provided
Cancellation expenses 1000
Baggage expenses 0
Policy age limit 110
AANT Domestic
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AANT Domestic

One trip policy. Insurance provider: Tokio Marine

Cover score 55%
Price score Price not provided
Cancellation expenses Unlimited
Baggage expenses 7500
Policy age limit 110
AHM Domestic
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AHM Domestic

One trip policy. Insurance provider: Zurich

Cover score 52%
Price score 52%
Cancellation expenses 10000
Baggage expenses 6000
Policy age limit 99
Allianz Domestic
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Allianz Domestic

One trip policy. Insurance provider: Allianz

Cover score 58%
Price score 40%
Cancellation expenses Cover chosen
Baggage expenses 10000
Policy age limit 110
Allianz Multi Trip
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Allianz Multi Trip

Annual policy. Insurance provider: Allianz

Cover score 59%
Price score 52%
Cancellation expenses Cover chosen
Baggage expenses 10000
Policy age limit 74
Australia Post Comprehensive
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Australia Post Comprehensive

One trip policy. Insurance provider: Zurich

Cover score 46%
Price score 66%
Cancellation expenses 10000
Baggage expenses 6000
Policy age limit 99
Budget Direct Domestic
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Budget Direct Domestic

One trip policy. Insurance provider: Auto & General

Cover score 53%
Price score 67%
Cancellation expenses Cover chosen
Baggage expenses 5000
Policy age limit 99
CBA Domestic Multi Trip
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CBA Domestic Multi Trip

Annual policy. Insurance provider: Zurich

Cover score 44%
Price score 99%
Cancellation expenses 10000
Baggage expenses 3000
Policy age limit 99
CBA Domestic
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CBA Domestic

One trip policy. Insurance provider: Zurich

Cover score 44%
Price score 69%
Cancellation expenses 10000
Baggage expenses 3000
Policy age limit 99
COTA Australian Travel
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COTA Australian Travel

One trip policy. Insurance provider: Pacific

Cover score 47%
Price score 36%
Cancellation expenses Cover chosen
Baggage expenses 4000
Policy age limit 110
Cover-More Domestic Basic
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Cover-More Domestic Basic

One trip policy. Insurance provider: Zurich

Cover score 28%
Price score 69%
Cancellation expenses Cover chosen
Baggage expenses 0
Policy age limit 99
Flight Centre Domestic Bronze
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Flight Centre Domestic Bronze

One trip policy. Insurance provider: Mitsui Sumitomo

Cover score 33%
Price score 89%
Cancellation expenses Cover chosen
Baggage expenses 1000
Policy age limit 100
Flight Centre Domestic Gold
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Flight Centre Domestic Gold

One trip policy. Insurance provider: Mitsui Sumitomo

Cover score 67%
Price score 8%
Cancellation expenses Cover chosen
Baggage expenses 8000
Policy age limit 100
Flight Centre Domestic Silver
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Flight Centre Domestic Silver

One trip policy. Insurance provider: Mitsui Sumitomo

Cover score 52%
Price score 56%
Cancellation expenses Cover chosen
Baggage expenses 6000
Policy age limit 100
HCF Domestic
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HCF Domestic

One trip policy. Insurance provider: Allianz

Cover score 58%
Price score 25%
Cancellation expenses Cover chosen
Baggage expenses 10000
Policy age limit 110
HCF Multi Trip
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HCF Multi Trip

Annual policy. Insurance provider: Allianz

Cover score 58%
Price score 37%
Cancellation expenses Cover chosen
Baggage expenses 10000
Policy age limit 74
InsureandGo Gold Domestic
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InsureandGo Gold Domestic

One trip policy. Insurance provider: Mitsui Sumitomo

Cover score 41%
Price score 56%
Cancellation expenses 50000
Baggage expenses 7500
Policy age limit 100
InsureandGo Silver Domestic
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InsureandGo Silver Domestic

One trip policy. Insurance provider: Mitsui Sumitomo

Cover score 33%
Price score 61%
Cancellation expenses 10000
Baggage expenses 5000
Policy age limit 100
Jetstar Australian Comprehensive
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Jetstar Australian Comprehensive

One trip policy. Insurance provider: AIG

Cover score 51%
Price score Price not provided
Cancellation expenses 5000
Baggage expenses 5000
Policy age limit 110
Medibank Domestic Single Trip
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Medibank Domestic Single Trip

One trip policy. Insurance provider: Zurich

Cover score 62%
Price score 23%
Cancellation expenses Unlimited
Baggage expenses 8000
Policy age limit 99
NIB Annual Multi Trip
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NIB Annual Multi Trip

Annual policy. Insurance provider: Pacific

Cover score 61%
Price score Price not provided
Cancellation expenses Cover chosen
Baggage expenses 12000
Policy age limit 110
NIB Australian Travel
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NIB Australian Travel

One trip policy. Insurance provider: Pacific

Cover score 47%
Price score 33%
Cancellation expenses Cover chosen
Baggage expenses 4000
Policy age limit 110
NRMA Comprehensive Single Trip
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NRMA Comprehensive Single Trip

One trip policy. Insurance provider: Zurich

Cover score 54%
Price score 38%
Cancellation expenses Unlimited
Baggage expenses 8000
Policy age limit 99
NRMA Domestic Cancellation
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NRMA Domestic Cancellation

One trip policy. Insurance provider: Zurich

Cover score 25%
Price score Price not provided
Cancellation expenses Cover chosen
Baggage expenses 0
Policy age limit 99
Qantas Annual Multi Trip
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Qantas Annual Multi Trip

Annual policy. Insurance provider: AIG

Cover score 72%
Price score 21%
Cancellation expenses Unlimited
Baggage expenses 15000
Policy age limit 110
RAA Annual Multi Trip
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RAA Annual Multi Trip

Annual policy. Insurance provider: Tokio Marine

Cover score 64%
Price score 12%
Cancellation expenses Cover chosen
Baggage expenses 15000
Policy age limit 75
RAA Domestic Cancellation
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RAA Domestic Cancellation

One trip policy. Insurance provider: Tokio Marine

Cover score 9%
Price score 77%
Cancellation expenses 1000
Baggage expenses 0
Policy age limit 110
RAA Domestic
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RAA Domestic

One trip policy. Insurance provider: Tokio Marine

Cover score 48%
Price score 26%
Cancellation expenses Cover chosen
Baggage expenses 7500
Policy age limit 110
RAC Annual Multi Trip
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RAC Annual Multi Trip

Annual policy. Insurance provider: Tokio Marine

Cover score 64%
Price score 16%
Cancellation expenses Cover chosen
Baggage expenses 15000
Policy age limit 75
RAC Comprehensive Domestic
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RAC Comprehensive Domestic

One trip policy. Insurance provider: Tokio Marine

Cover score 48%
Price score 25%
Cancellation expenses Cover chosen
Baggage expenses 7500
Policy age limit 110
RAC Domestic Cancellation
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RAC Domestic Cancellation

One trip policy. Insurance provider: Tokio Marine

Cover score 9%
Price score 76%
Cancellation expenses 1000
Baggage expenses 0
Policy age limit 110
RACQ Annual Multi Trip
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RACQ Annual Multi Trip

Annual policy. Insurance provider: Tokio Marine

Cover score 64%
Price score 16%
Cancellation expenses Cover chosen
Baggage expenses 15000
Policy age limit 75
RACQ Domestic Cancellation
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RACQ Domestic Cancellation

One trip policy. Insurance provider: Tokio Marine

Cover score 9%
Price score 79%
Cancellation expenses 1000
Baggage expenses 0
Policy age limit 110
RACQ Domestic
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RACQ Domestic

One trip policy. Insurance provider: Tokio Marine

Cover score 48%
Price score 34%
Cancellation expenses Cover chosen
Baggage expenses 7500
Policy age limit 110
RACT Annual Multi Trip
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RACT Annual Multi Trip

Annual policy. Insurance provider: Tokio Marine

Cover score 64%
Price score 14%
Cancellation expenses Cover chosen
Baggage expenses 15000
Policy age limit 75
RACT Domestic Cancellation
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RACT Domestic Cancellation

One trip policy. Insurance provider: Tokio Marine

Cover score 9%
Price score 79%
Cancellation expenses 1000
Baggage expenses 0
Policy age limit 110
RACT Domestic
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RACT Domestic

One trip policy. Insurance provider: Tokio Marine

Cover score 48%
Price score 33%
Cancellation expenses Cover chosen
Baggage expenses 7500
Policy age limit 110
RACV Cancellation
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RACV Cancellation

One trip policy. Insurance provider: Tokio Marine

Cover score 9%
Price score 77%
Cancellation expenses 1000
Baggage expenses 0
Policy age limit 110
RACV Domestic
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RACV Domestic

One trip policy. Insurance provider: Tokio Marine

Cover score 48%
Price score 13%
Cancellation expenses Cover chosen
Baggage expenses 7500
Policy age limit 110
Teachers Health Fund Domestic
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Teachers Health Fund Domestic

One trip policy. Insurance provider: Allianz

Cover score 58%
Price score 42%
Cancellation expenses Cover chosen
Baggage expenses 10000
Policy age limit 110
Teachers Health Fund Multi Trip
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Teachers Health Fund Multi Trip

Annual policy. Insurance provider: Allianz

Cover score 58%
Price score 54%
Cancellation expenses Cover chosen
Baggage expenses 10000
Policy age limit 74
Virgin Australia Domestic
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Virgin Australia Domestic

One trip policy. Insurance provider: Zurich

Cover score 46%
Price score Price not provided
Cancellation expenses Cover chosen
Baggage expenses 6000
Policy age limit 99
Webjet Domestic Cancellation
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Webjet Domestic Cancellation

One trip policy. Insurance provider: Zurich

Cover score 29%
Price score 98%
Cancellation expenses Cover chosen
Baggage expenses 0
Policy age limit 99
Webjet Domestic Multi-Trip
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Webjet Domestic Multi-Trip

Annual policy. Insurance provider: Zurich

Cover score 52%
Price score 86%
Cancellation expenses Cover chosen
Baggage expenses 6000
Policy age limit 99
Webjet Domestic
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Webjet Domestic

One trip policy. Insurance provider: Zurich

Cover score 52%
Price score 62%
Cancellation expenses Cover chosen
Baggage expenses 6000
Policy age limit 99
World2Cover Annual Multi Trip
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World2Cover Annual Multi Trip

Annual policy. Insurance provider: Tokio Marine

Cover score 62%
Price score Price not provided
Cancellation expenses Cover chosen
Baggage expenses 15000
Policy age limit 75
World2Cover Domestic
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World2Cover Domestic

One trip policy. Insurance provider: Tokio Marine

Cover score 48%
Price score 41%
Cancellation expenses Cover chosen
Baggage expenses 7500
Policy age limit 75
Worldcare Australia Only
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Worldcare Australia Only

One trip policy. Insurance provider: Allianz

Cover score 58%
Price score 34%
Cancellation expenses Cover chosen
Baggage expenses 10000
Policy age limit 110
Worldcare Multi Trip
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Worldcare Multi Trip

Annual policy. Insurance provider: Allianz

Cover score 58%
Price score 46%
Cancellation expenses Cover chosen
Baggage expenses 10000
Policy age limit 74
Zoom Domestic Frequent Traveller
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Zoom Domestic Frequent Traveller

Annual policy. Insurance provider: HDI

Cover score 38%
Price score Price not provided
Cancellation expenses Cover chosen
Baggage expenses 5000
Policy age limit 69
Zoom Domestic
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Zoom Domestic

One trip policy. Insurance provider: HDI

Cover score 45%
Price score 72%
Cancellation expenses Cover chosen
Baggage expenses 5000
Policy age limit 85