Limited injury and illness cover for dogs
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Description
Cover summary
Excesses
Covered events
- Limited cover
- No waiting period <b>Covers these specified injuries only:</b>
- motor vehicle incident
- burn or electrocution
- reaction to a bite from an insect, spider or scorpion (excluding fleas)
- near drowning incident
- bone fracture
- traumatic tooth fracture
- snake bite toxicity
- ingestion of a foreign object
- poisoning
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
- Limited cover
- 21 day waiting period <b>Covers these specified illnesses only:</b>
- tick paralysis
- heat stroke
- gastric dilatation-volvulus (GDV)
- trauma induced respiratory impairment
- intervertebral disc disease (IVDD) or a traumatic spinal disc rupture
- torn nail
- embedded grass seed
- soft tissue injury
- eye trauma
Additional benefits
- Optional
- Up to $100 for 1 of: desexing, microchipping, heartworm control, teeth cleaning, prescription diets, cremation or burial, dental illness treatment, council registration fees, obedience training, behavioural therapy or alternative therapies
- Up to $50 for 1 of: vaccination or health check, flea/tick/worm control or blood screen
- Optional
- Some cover available under routine care option
- Text or video call with vet
- Available 24/7
Conditions
- Not covered
- Some cover available under routine care option
- Covered as a specified injury
- Up to $3000 per leg
- Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of cruciate ligament and complications from treatment
- 6 month waiting period
- Covered
- Specifically covered illnesses include eye trauma
- Standard waiting periods
- Not covered by default
- Does cover traumatic tooth fracture and oral tumours <b>Optional cover:</b>
- Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth
- No cover for odontoclastic resorptive lesions
- Up to $1000
- 6 month waiting period
- Treatment of dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to tooth removal
- Does not cover corrective treatment, cosmetic dental surgery, crowns, orthodontic treatment or root canal
- Insurer requires annual routine dental check-ups
- Some cover available under routine care option
- Covered as a specified injury
- Standard waiting periods
- Covered
- Specifically covered injuries include bone fracture
- Standard waiting periods
- Covered
- Cover limited to traumatic ligament/tendon injury
- Covered treatments for traumatic ligament/tendon injury include total hip replacement
- Up to $6000 for hip joint surgery (per hip)
- Standard waiting periods
- Covered as a specified illness
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Specifically covered illnesses include tick paralysis
- Covers conditions caused by external parasites, ticks, fleas, skin mites, ear mites and reaction to flea/tick/worm control
- Does not cover flea/tick/worm preventative treatments or measures, intestinal worming products, tick baths or sprays
- Up to $2000 for tick paralysis
- Standard waiting periods
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered as a specified injury
- Standard waiting periods
- Not covered
- Vaccine benefit available under routine care option
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