Car insurances

GIO Platinum

Issued by Suncorp. Insure vehicle to agreed value. Your choice of repairer. Available in ACT, NSW, NT, Vic & WA

CHOICE Expert Rating

Rating available to members only
What is the CHOICE Expert Rating?
Good points

Good Points

Member only content

The product's best features and benefits

Bad points

Bad Points

Member only content

Drawbacks or issues you need to know about

CHOICE Tester
Unlock

Unlock our expert review and more

Check Reviews you can trust
Check Easy side-by-side comparison
Check Recommended products at a glance

Recommended products Members only Results for paid members only

Recommended
Members only

Scores Members only Results for paid members only

CHOICE Expert Rating
Members only
Cover score
Members only
Price score
Members only
Claims satisfaction
76%
Customer satisfaction
75%

Description

Insurer
GIO
Policy
Platinum
Insurance provider
AAI Limited
About the insurer
Cooling off period
21 days
How your car is valued
Agreed value

Cost

Same price to pay monthly
ACT price comparison
$$$
NSW price comparison
$$$$
NT price comparison
$$$
Queensland price comparison
N/A
SA price comparison
N/A
Tasmania price comparison
N/A
Victoria price comparison
$$$$
WA price comparison
$$$$

Additional benefits

Cover for personal property
  • Up to $1000
  • Limit combined with emergency repairs and emergency accommodation benefits
  • Covers personal property owned by you
Cover for child seats
  • Up to $750 per item
  • Covers child seats and baby capsules
Cover for keys
Cover for trailers and caravans
  • Up to $1000
  • Covers trailers attached to car, and trailers that run out of control after separating from car while moving
Accommodation and transport when far from home
  • Up to $1000 overall
  • Covers emergency accommodation
  • Available if car is not roadworthy or safe to drive after an covered incident
  • Must be at least 100km from home
  • Limit combined with emergency repairs and personal property benefits
Transport costs
  • Up to $250
  • Covers transport costs from the scene of the incident to your destination if your car is not driveable
  • Covers transport costs to and from the repairer of your car
  • Covers transport costs to and from a hire car provider
Towing after an incident
โ€ข Covers cost of a tow from scene of incident to nearest repairer or another location nominated or agreed by insureru003cbru003eโ€ข Also covers vehicle storage costs until claim settled
New car replacement
  • Covered for total loss within 2 years of purchase
  • Lifetime cover if you insured the vehicle with this policy within 13 months of purchase, and renewed continuously
Reduced excess on glass claims
  • One nil-excess claim per year
  • Covers windscreens, window glass and sun roof
Roadside assistance
Optional

Car rental

Rental car after theft
  • Covers hire car that meets your transport needs from insurer's provider
  • Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
  • Also covers reasonable cost of insurance organised with hire car provider and additional excess charged by hire car provider (if it is greater than your excess under this policy)
  • Available until claim settled
  • Up to $100 per day
Rental car after not-at-fault incident
  • Covers hire car that meets your transport needs from insurer's provider
  • Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
  • Also covers reasonable cost of insurance organised with hire car provider and additional excess charged by hire car provider (if it is greater than your excess under this policy)
  • Available until claim settled
  • Up to $100 per day
Rental car after any incident
  • Covers hire car that meets your transport needs from insurer's provider
  • Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
  • Also covers reasonable cost of insurance organised with hire car provider and additional excess charged by hire car provider (if it is greater than your excess under this policy)
  • Available until claim settled
  • Up to $100 per day

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

Looking for user reviews?

We don't offer user reviews anymore. Help us improve this expert review by sharing your feedback in a quick survey.